Orlando, Florida: Legal Help With a Bankruptcy Petition
For people with unsolvable financial problems, bankruptcy is a legitimate and ethical way to get out from under a mountain of debt and make a fresh financial start.
However, it is wise to have experienced legal counsel to prepare your bankruptcy filing and guide you through the process. Personal bankruptcy filings have risen dramatically in recent months — the bankruptcy courts are crowded, and bankruptcy court judges may be impatient with bankruptcy petitions that do not meet all the legal requirements.
If you are considering a bankruptcy petition as a way to solve major financial troubles, contact the Law Office of Cohen & Storie. From our offices in Orlando, Florida, we handle Chapter 7 and Chapter 13 bankruptcy petitions for clients throughout the state.
Depending on your circumstances, we may be able to handle your bankruptcy petition via phone interviews, fax and e-mail. You may not need to make an office visit at all.
Chapter 7 Bankruptcy Versus Chapter 13 Bankruptcy
There are two basic forms of personal bankruptcy: Chapter 7 and Chapter 13. The form of bankruptcy you choose will depend on your circumstances and your goals.
Chapter 7 bankruptcy is a means-tested form of bankruptcy that wipes out unsecured debt like credit cards and medical bills. You must meet certain income requirements in order to qualify for Chapter 7 bankruptcy, and most people do qualify. Under Chapter 7, you still must pay certain "non-dischargeable debts," such as child support and student loans. Chapter 13 bankruptcy is also known as a wage earner's plan. There is no income test to qualify. Instead of wiping out debt, a Chapter 13 bankruptcy creates a court-ordered repayment plan based on your income, your expenses and your total debt. If you are behind on your mortgage payments, Chapter 13 bankruptcy can be used to stop foreclosure proceedings and save your home.
Contact the Law Office of Cohen & Storie
A bankruptcy petition can be filed within a very short period of time — as soon as the applicant completes the required credit counseling and we have all necessary financial records.
Along with thousands of other Americans, you may find that bankruptcy is exactly the solution you were looking for.
The experienced bankruptcy lawyers at the Law Office of Cohen & Storie can examine your financial circumstances and help you make a decision that's right for you and your family.
Contact us today to schedule an appointment.
Call 407-246-0888 or send us an e-mail.
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